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  • What is a HAFA Short Sale?

    Although its nickname begs to differ, the federal government’s Home Foreclosure Affordable Alternatives (HAFA) program is actually a full short sale, one of the latest additions to what’s becoming quite a menu of short sales. The flavor du jour, HAFA was created to streamline the approval process and help the homeowner move on in life…

  • A Short Sale Real Estate Primer

    Back in real estate’s dinosaur days, the short sale specialist was a rarity. I worked with a total of one of these specialists in the entire decade and a half that I sold real estate. I, like many of his other colleagues, didn’t quite understand his specialty – how the process worked. Lucky for the…

  • Caution: Foreclosure Scams May be Hard to Spot

    Like vultures to carrion, scam artists choose people at their weakest point in life to swoop in and try to make the kill. Over the past five years, these fraudsters have turned their attention to distressed homeowners and have come up with a number of ways to separate them from their houses, all under the…

  • Declutter and Get Organized

    The hardest part of getting organized is getting started. However, the truth is, everyone can be clutter free; it just takes a little motivation and dedication. Schedule Declutter Sessions The first step of taking down the great wall of clutter is dealing with one pebble at a time. It’s natural to get in the zone…

  • Scoring the Best Loans for New Home Construction

    It’s an incredible time to get a sweet deal on a brand new house, but are there any good loans for new home construction left, and where will you find the best options? Types of Loans for New Home Construction Building a dream home on a dream lot overlooking the ocean or with a spectacular…

  • A Whole-House Redo Becomes a Family Affair

    Repairing and updating a century-old house brings three generations under one new and improved roofline

  • House-Selling Secrets of a Home Stager

    It’s a tough market for selling a house. Maximize your chances of a sale at a good price with these house-staging tips from an expert

  • Mortgage Rates Falling, but Lending Practices Restrict Homebuyers

    Mortgage Rates Tumble Again It can’t get better than this. Rates for 30-year fixed mortgages hit a new low, making it even more appealing to consumers to invest in homes. The average rate for 30-year mortgages slipped to 3.83 percent, according to mortgage giant Freddie Mac. That’s a record low since the mortgage-finance company began…

  • What Do Loan Modification Scams Look Like?

    Crackdowns on loan modification scams have been in the news almost as much as the foreclosures they are meant to prevent over the last few years. Are they really going on, and how can you prevent becoming a victim? Or is this all a distraction designed to profit those in power? Do Loan Modification Scams…

  • The Many Fingers in the Mortgage Pie

    While it’s easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk who takes your application, there are many people involved, each with his or her own duties. So, just who has their hands in your mortgage and why? The mortgage process typically has the following participants:…